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Over 50s Insurance vs Funeral Plans

Low interest rates and changes to inflation mean that when the time comes, the cost of the funeral may exceed the amount you’re covered for. Whereas The Dignity Prepaid Funeral Plan guarantees to cover the cost of all the funeral services included in The Plan, whenever it is needed.

What’s more, these other ways to take care of funeral costs don’t include help with the funeral arrangements, so your family would still have to do that themselves.

The table below shows the pros and cons of a funeral plan, compared to other types of funeral insurance, such as an ISA or over 50's plan


Things to consider

Prepaid Funeral Plan

Over 50's Insurance Policy


Does it protect against rising funeral costs?

Is it unaffected by changing inflation and low interest rates?

Does it help loved ones with funeral arrangements at the time?

Does it include the services of a trusted and professional funeral director?

Does it offer the option to pay in monthly instalments?

With a Dignity Prepaid Funeral Plan your family will receive support and guidance with the arrangements from one of Dignity’s professional and compassionate nominated funeral directors.

Find out how a Dignity Prepaid Funeral Plan works today or request a guide for more information.

Learn More About Funeral Plans

We have a lot of guides to help you find the right funeral plan for you.

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If you'd like to learn more about funeral plans, request a free guide today.

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0800 587 2541