Compare Funeral Plans

All of Dignity's Funeral Plans gaurantee to cover the cost of the services in the plan, no matter how much funeral costs may rise in the future. Compare all four plans to find the best option for you.

See all plans below

	The Limited Plan Our Affordable Funeral Plan £2,895 or from £18.73 a month BUY ONLINE	The Amber Plan Our Essential Funeral Plan £3,295 or from £20.83 a month BUY ONLINE	The Pearl Plan Our Most Popular Funeral Plan £3,650 or from £22.70 a month BUY ONLINE	The Diamond Plan OUR FUNERAL PLAN FOR BIG FAMILIES £3,895 or from £23.99 a month BUY ONLINE
Guarantees
The funeral director costs included in your chosen plan for a cremation or burial funeral	Yes	Yes	Yes	Yes
For a cremation funeral the plan covers; The crematorium fee at a local crematorium The Minister of Religion or an Officiant’s fee equal to the amount paid for a standard funeral service at the crematorium or cemetery as listed in the Church of England Table of Parochial Fees	Yes	Yes	Yes	Yes
For a burial funeral the plan covers; A generous contribution of £1,220 towards burial costs, plot and Minister’s fees. This increases each year in line with the Retail Price Index (RPI) for the Plan’s duration	Yes	Yes	Yes	Yes
Making the arrangements
Support from a nationwide network of owned or approved Funeral Directors	Limited to approx. 800 funeral directors^†	Over 1,200 Funeral Directors	Over 1,200 Funeral Directors	Over 1,200 Funeral Directors
Personal and regular contact with the family to provide advice and guidance on all aspects of arranging the funeral	Yes	Yes	Yes	Yes
Guidance on the registration of the death and collection of all necessary paperwork for the funeral to proceed	Yes	Yes	Yes	Yes
Co-ordinating with individuals and organisations, and managing logistics as required for the funeral to proceed	Yes	Yes	Yes	Yes
Co-ordination of any flowers or tributes and managing collection and payments of any charitable donations	No	Yes	Yes	Yes
Care of the deceased
Collection and transportation of the deceased to the Funeral Director's premises, at anytime, 24 hours a day (within a 50 mile radius, excluding ferry or air fares)	Yes	Yes	Yes	Yes
Care and preparation of the deceased (embalming not included)	Yes	Yes	Yes	Yes
The coffin	Basic	Wood effect	Quality wood effect	High quality wood veneer
Viewing of the deceased in a private chapel of rest by agreed appointment	Weekdays, during office hours	Weekdays, during office hours	Weekdays, at any time	Anytime, 24/7
The service
Arrangement of the funeral service at a local cemetery or crematorium	Yes	Yes	Yes	Yes
Funeral Director, driver and pallbearers to attend the service	Yes	Yes	Yes	Yes
Hearse	Yes	Yes	Yes	Yes
Limousine for family/mourners	None	None	One	Two
Funeral procession (Fees and costs of a service at a separate location not included)	Directly to the crematorium or burial site	Directly to the crematorium or burial site	To a service location, then onto the crematorium or burial site	To a service location, then onto the crematorium or burial site
Mutual agreement on the time and day of the funeral during normal office hours	Restricted days and times*	Yes	Yes	Yes
Flexibility
If you move home your plan moves with you, at no extra cost	Yes	Yes	Yes	Yes
Personalise the Plan at any time by documenting "Special Requests" such as hymns and readings*	Yes	Yes	Yes	Yes
Ability to make additional contributions towards Special Requests during the lifetime of the plan. Any contributions will increase each year in line with Retail Price Index (RPI)^†	No	Yes	Yes	Yes
Additional services
24 hour support from our UK based client service centre, to answer any questions you may have about your Plan or the service, available 365 days a year	Yes	Yes	Yes	Yes
Free telephone bereavement advice and counselling service	Yes	Yes	Yes	Yes
Complimentary thank you cards	No	No	Yes	Yes
	The Limited Plan BUY ONLINE	The Amber Plan BUY ONLINE	The Pearl Plan BUY ONLINE	The Diamond Plan BUY ONLINE

Instalment examples given in the above table are based on 25 years. If you spread the cost over more than 12 months there is an extra charge and all payments must be completed by the 85th birthday of the eldest person named on the plan.

What is not included in your plan:

Medical certification fees for deaths where a coroner investigation is required, there are no medical certification fees. Also, changes to legislation in May 2015 mean there will no longer be a charge for a medical certification for any deaths registered in Scotland. Similar legal changes are being considered for the rest of the UK, so we do not include provision for these fees in our Plans. If the funeral takes place outside of Scotland, and a coroner is not involved, then if applicable, the medical certification fees must be paid by the next of kin or personal representative, when arranging the funeral.
Embalming, burial plot, memorial or headstone, flowers, catering/wake.
Repatriation from outside mainland Great Britain, Northern Ireland, Jersey, Isle of Man and Isle of Wight.
Costs for removing artificial limbs and mechanisms such as pacemakers.
Costs associated with changes in regulations, tax, laws or generally accepted practice, which result in additional costs or affect the conduct of the funeral.
This list is not exhaustive, so please refer to the Terms & Conditions for further information.

* Some requests may incur an additional charge and may not be covered by the price guarantee. Any costs incurred from these requests will have to be paid for at the time of the funeral or alternatively a contribution can be made towards these costs which will increase each year in line with the Retail Price Index (RPI).

^† Limited Plan: There is a restricted choice from over 800 Funeral Directors. A restricted choice of date and time for the funeral will be available. Typically this means that with the Limited Funeral Plan the service will take place before 10.30am or after 3.30pm Tuesday-Thursday. You may not make any additional contributions towards the costs of any special requests. Not available on the Isle of Man.

All four of our plans guarantee to cover the required services for a funeral, whilst letting you choose the type of funeral your require

Limited Our Affordable Funeral Plan £2,895.00 or from £18.73 a month	Amber Our Essential Funeral Plan £3,295.00 or from £20.83 a month	Pearl Our Most Popular Funeral Plan £3,650.00 or from £22.70 a month	Diamond OUR FUNERAL PLAN FOR BIG FAMILIES £3,895.00 or from £23.99 a month
The Limited Plan £2,895.00 or from £18.73 a month	The Amber Plan £3,295.00 or from £20.83 a month	The Pearl Plan £3,650.00 or from £22.70 a month	The Diamond Plan £3,895.00 or from £23.99 a month
Buy online	Buy online	Buy online	Buy online
What is not included in your plan: Medical certification fees. For deaths where a coroner investigation is required, there are no medical certification fees. Also, changes to legislation in May 2015 mean there will no longer be a charge for a medical certification for any deaths registered in Scotland. Similar legal changes are being considered for the rest of the UK, so we do not include provision for these fees in our Plans. If the funeral takes place outside of Scotland, and a coroner is not involved, then if applicable, the medical certification fees must be paid by the next of kin or personal representative, when arranging the funeral. Embalming, burial plot, memorial or headstone, flowers, catering/wake. Repatriation from outside mainland Great Britain, Northern Ireland, Jersey, Isle of Man and Isle of Wight. Costs for removing artificial limbs and mechanisms such as pacemakers. Costs associated with changes in regulations, tax, laws or generally accepted practice, which result in additional costs or affect the conduct of the funeral. This list is not exhaustive, so please refer to the Terms & Conditions for further information.
Guarantees the funeral director costs included in your chosen plan for a cremation or burial funeral
Yes	Yes	Yes	Yes
For a cremation funeral the plan covers the crematorium fee at a local crematorium and Minister's fees
Yes	Yes	Yes	Yes
For a burial funeral the plan includes an ample contribution of £1,220 towards burial costs, plot and Minister's fees
Yes	Yes	Yes	Yes
Limited Buy online	Amber Buy online	Pearl Buy online	Diamond Buy online
Making the arrangements
Yes	Yes	Yes	Yes
All four plans provide: - Personal contact with the family to provide advice and guidance on all aspects of arranging the funeral - Guidance on the registration of the death and collection of all necessary paperwork for the funeral to proceed - Co-ordinating with individuals and organisations, and managing logistics as required for the funeral to proceed
Support from a nationwide network of owned or approved Funeral Directors
Limited to approx. 800 Funeral Directors*	Over 1,200 Funeral Directors	Over 1,200 Funeral Directors	Over 1,200 Funeral Directors
Care of the deceased
Yes	Yes	Yes	Yes
All four plans provide: - Collection and transportation of the deceased to the Funeral Director's premises, at anytime, 24 hours a day (within a 50 mile radius, excluding ferry or air fares) - Care and preparation of the deceased
Coffin for cremation or burial
Basic	Wood effect	Quality wood effect	High quality wood veneer
Viewing of the deceased in a private chapel of rest by agreed appointment
Normal office hours	Normal office hours	Weekdays, at any time	Any time
The service
Yes	Yes	Yes	Yes
All four plans include: - Arrangement of the funeral service at a local cemetery or crematorium - Funeral Director, drivers and pallbearers to attend the service - Hearse Diamond & Pearl Plans include arrangement of an additional service at a separate location e.g church (costs of service not included)
Limousine for family/mourners
None	None	One	Two
Funeral procession
Directly to the crematorium or burial site	Directly to the crematorium or burial site	To a service location, then onto the crematorium or burial site	To a service location, then onto the crematorium or burial site
- Funeral procession from home to a service location - Fees and costs of a service at a separate location not included
Time and day of the funeral, during normal office hours and mutually agreed
Restricted days and times of day*	Yes	Yes	Yes
All four plans include; - Cremation fee at a local crematorium - The Minister of Religion or an Officiant’s fee, equal to the amount paid for a standard funeral service at the crematorium or cemetery as listed in the Church of England Table of Parochial Fees
All four plans include: A generous contribution of £1,200 towards burial costs, plot and Minister's fees. This contribution increases each year in line with the Retail Price Index (RPI) inflation for the Plan’s duration.
If you move home your plan moves with you, at no extra cost
Yes	Yes	Yes	Yes
Personalise the Plan
Yes	Yes	Yes	Yes
All four plans; - Option to personalise the plan at any time by documenting "Special Requests" such as hymns and readings* - Ability to add additional services to your plan, such as an extra limousine*
All four plans include - 24 hour support from our UK based client service centre, to answer any questions you may have about your Plan or the service, available 365 days a year - Free telephone bereavement advice and counselling service
Ability to make additional contributions to help cover extra costs
No	Yes	Yes	Yes
Ability to make additional contributions towards Special Requests and additional services during the lifetime of the Plan. Any contributions will increase each year in line with Retail Price Index (RPI)

* Special requests - Some special requests may incur an additional charge and may not be covered by the price guarantee. Any costs incurred from these requests will have to be paid for at the time of the funeral. Alternatively, you can pay a contribution in advance for any additional requests with the amount paid being subject to RPI inflation.

Limited Plan - There is a restricted choice from approximately 800 Funeral Directors. A restricted choice of date and time for the funeral will be available. Typically this means that with the Limited Funeral Plan the service will take place before 10.30am or after 3.30pm Tuesday-Thursday. You may not make any additional contributions towards the costs of any special requests. Not available on the Isle of Man.

10 Things to Consider When Comparing Funeral Plans

Here are 10 things you will need to think about before taking out a prepaid funeral plan.

How Do Funeral Plans Work?

A prepaid funeral plan protects you against the rising costs of funerals, allowing you to pay for your funeral in advance so your relatives don’t have to cover all the cost themselves.

Ways to Save For a Funeral

You might be relying on money in savings or thinking about taking out an over 50s insurance policy, but neither of these options guarantee to cover funeral expenses in the future like a Prepaid Funeral Plan from Dignity does.