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The Pearl Plan

This is our most popular plan. 


or from £25.44 per month

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The Pearl Funeral Plan is our most popular plan. Like all of our plans, it guarantees the funeral director costs for a cremation or a burial funeral.

A contribution is provided to help towards burial costs which rises each year in line with the Retail Price Index (RPI).

This Plan provides a little extra comfort to family members at this difficult time, by including a limousine. It also includes  a quality wood effect coffin and a hearse. You can personalise this plan with any special requests* you may have.

"My husband and I decided that the best time to discuss funeral arrangements is while we are fit and well and that’s when we decided to take out funeral plans. We now have peace of mind knowing that our family won’t have to deal with anything other than phone the nominated funeral

- Mrs Phillips
The Pearl Plan Details
Making the arrangements
Support from a nationwide network of over 1,200 owned or approved Funeral Directors
Personal and regular contact with the family to provide advice and guidance on all aspects of arranging the funeral
Guidance on the registration of the death and collection of all necessary paperwork for the funeral to proceed
Co-ordinating with individuals and organisations, and managing logistics as required for the funeral to proceed
Co-ordination of any flowers or tributes and managing collection and payments of any charitable donations
Care of the Deceased
Collection and transportation of the deceased to the Nominated Funeral Director's premises at any time, 24 hours a day (within a 50 mile radius, excluding ferry and air fares)
Care and preparation of the deceased (embalming not included)
Quality Wood Effect Coffin
Viewing of the deceased in a private chapel of rest by agreed appointment, during weekdays
The Service
Arranging of the funeral service (at a local cemetery or crematorium)
Funeral director, driver and pallbearers to attend service
One limousine for family/mourners
Funeral procession from home to a service location then on to a crematorium or burial site
Mutual agreement on the time and day of the cremation funeral during normal office hours
Guarantees the funeral director costs included in the plan for a cremation or burial funeral
For a burial funeral the plan includes an ample contribution of £1,220
If you move home your plan moves with you, at no extra cost
Personalise the Plan at any time by documenting "Special Requests" such as hymns and readings*
Ability to add additional services to your plan, such as an extra limousine*
Ability to make additional contributions towards Special Requests during the lifetime of the Plan. Any contributions will increase each year in line with Retail Price Index (RPI)
Additional services
24 hour support from our UK based client service centre, to answer any questions you may have about your Plan or the service, available 365 days a year
Free telephone bereavement advice and counselling service
Complimentary thank you cards

What is Not Covered in a Dignity Funeral Plan

  • Medical certification fees. For deaths where a coroner investigation is required, there are no medical certification fees. Also, changes to legislation in May 2015 mean there will no longer be a charge for a medical certification for any deaths registered in Scotland. Similar legal changes are being considered for the rest of the UK, so we do not include provision for these fees in our Plans. If the funeral takes place outside of Scotland, and a coroner is not involved, then if applicable, the medical certification fees must be paid by the next of kin or personal representative, when arranging the funeral.
  • Embalming, burial plot, memorial or headstone, flowers, catering/wake.
  • Repatriation from outside mainland Great Britain, Northern Ireland, Jersey, Isle of Man and Isle of Wight.
  • Costs for removing artificial limbs and mechanisms such as pacemakers.
  • Costs associated with changes in regulations, tax, laws or generally accepted practice, which result in additional costs or affect the conduct of the funeral.

This list is not exhaustive, so please refer to the Terms & Conditions for further information.

Payment Options

Single Payment £3,850

Spread the cost of your Funeral Plan

If you spread the cost over more than 12 months there is an extra charge and all payments must be completed by the 85th birthday of eldest person named on the plan.

Repayment period Monthly repayment Total amount repayable

1 Months



12 Months



60 Months



120 Months



180 Months



240 Months



300 Months



Normal office hours are 9:00am - 5:00pm

*Additional special requests:

These can be added to the Plan at any time, however, some requests may incur an additional charge and may not be covered by the price guarantee. Any costs incurred from these requests will have to be paid for at the time of the funeral. Alternatively, you can pay a contribution in advance for any additional requests with the amount paid being subject to RPI inflation.

If you spread the cost over more than 12 months there is an extra charge and all payments must be completed by the 85th birthday of the eldest person named on the plan.

Read The Prepaid Funeral Plan Key Features Summary and the Terms & Conditions

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