Are funeral plans worth it? A complete UK guide
An even-handed look at whether a funeral plan is worth it – the benefits, the drawbacks, how they are regulated, and who they tend to suit.
Buying a funeral plan for someone else
If you’re looking to buy a Funeral Plan on behalf of your mother, father, partner or another loved one, you can, as long as the person for whom the Plan is for is aged 18 or over.
- 15 September 2026
Take care of arrangements in advance
Taking care of funeral arrangements in advance when you have more time to think about it, can help avoid making decisions when emotions are heightened at the time of bereavement. If it’s possible to discuss the arrangements with your loved one it can help reassure all involved that everything is taken care of. Or even if it’s not possible to discuss arrangements, taking control of the situation in advance can provide great comfort.
A collection of the UK's Funeral Directors
When you take out a Funeral Plan from Dignity, the Plan includes the services of a Dignity Nominated Funeral Director, who will be on hand to help you with the funeral arrangements when the time comes. Dignity has a network of Funeral Directors across the UK so you can rest assured that your funeral will be in excellent hands.
Activating a Funeral Plan
When the time comes, it just takes one phone call to set the Funeral Plan into motion. Your Dignity Nominated Funeral Director will take care of all the arrangements, providing help and guidance every step of the way. They will also help to add any personal touches that you've recorded. "
See our funeral plans
Compare the four plans and what each one costs, or speak to a funeral plan specialist by phone, online or at your local Dignity branch.
Reviews for Dignity Group
- Included:Over 200 years of caring for families
- Included:Local service from over 500 branches
- Included:Funerals, plans, probate and more
Frequently asked questions
We’re here to answer all your questions. If anything isn’t clear, please ask us.
Trusted by families across the UK
Related guides
Read more about arranging and paying for a funeral.
What a funeral plan covers
What every attended plan includes, how Signature, Grace, Essence and Unattended differ, what sits outside a plan, and how your payments are protected.
Buy funeral plans online
Buying a plan online rather than by phone – the steps, whether it is safe, what happens afterwards, and when speaking to someone is the better route.