How do funeral plans work

If you’re wondering, “what is a Funeral Plan, and can it work for me?” the below information will help you get a clearer understanding.

Funeral Plans are a great way to share final wishes and cover costs so that decision making and financial outlays don’t fall on loved ones at the time of need. When you purchase your unique Dignity plan, you lock in today’s price.

The real benefit of purchasing your unique Dignity Funeral Plan is that you lock in todays prices. This means that the services covered in your plan will be protected from possible future price increases.

From choosing your Funeral Director and dealing with paperwork, to organising the service and transport arrangements, everything in the Funeral Plan will have been taken care of when the time does eventually come.

At Dignity, we believe that your plan should be as unique as you are. We specialise in helping people record their unique wishes for their final send-off, however personal, creative or unusual they might be.

We believe that every life is unique and special and so every funeral should be too.

We can capture your hopes and wishes for the day whilst providing some inspiration for you along the way. Whether you have planned a funeral before or this is the first time you’ve considered what that might look like, we can help inspire your celebration with stories of others and a guided journey to help capture the essence of the day you want.

Our online journey allows you to make a record of your preferences for the service itself, whether this includes any special readings, music or flowers you'd like. You can add in as much or as little detail as you wish.

All services provided by a Dignity Funeral Director, as set out within your funeral plan, are guaranteed.

There are a number of elements you can include as part of your Funeral Plan that you may want to leave a monetary contribution towards, such as flowers or catering. Please note that we cannot guarantee that the contribution made will cover the full cost of the add-on and any difference will need to be paid at the time of the funeral. However, we will guarantee that the money you contribute now plus CPI will be available at the time of need.

You can create a plan with Dignity via our online platform, in your local Dignity branch, or over the phone with one of our experienced team members.

Design the Perfect Day

You can choose from a variety of options to create your perfect day but if there’s something you want that doesn’t come as standard, we give you the ability to leave instructions and monetary contributions for the things that will make your day unique.

Pay in a way that suits you

You can pay for your Dignity Funeral Plan upfront or you can spread the cost over 5 years (so long as this doesn’t take you past your 85th birthday). You won’t pay any additional administration fees for spreading the cost of your plan.

The cost of your Plan

The funds supporting your funeral plan are held in an independent trust established under UK law and separate from the provider's own assets, providing important protection for customers.

Our commitment to delivering fair value to our customers means that the price of your Funeral Plan reflects the average cost of an equivalent funeral purchased today through our national network of Dignity funeral directors, which may be higher or lower than the cost of your plan.

We pride ourselves on providing financial peace of mind.

Personalise your Funeral Plan by recording your wishes

Perhaps you have a favourite passage from a book or a special poem that is important to you. Maybe you would like your ashes laid to rest at your favourite beauty spot, or an evergreen tree planted at your burial site. Whatever it is that makes your day yours you can record your wishes and be remembered in the way you want.

Activating a Funeral Plan

Where a Nominated Representative has been appointed they will be kept informed of your choices so they can ensure that all of your wishes are executed in the way you wanted. Please note that the Nominated Representative might not always be the person who executes the plan at the time of need, depending on circumstances.